Royal Bank of Scotland (Singapore)
Risk Acceptance Processing System
RBS is a prominent international bank. Its origin dating back to 1824, it now boasts over 3,000 branches in more than 6 countries. RBS ranks 11th in Europe and 23rd in the world based on Tier 1 Capital (as at 2003).
Integro implemented the SmartLender Retail solution for RBS. Innovative functionalities such as campaign management, tailored approval workflow, proactive credit risk management, dynamic watch-lists, disbursement controls, connectivity to credit bureaus and the bank’s internal systems – were key to the bank’s quest in proactive risk management and increased competitiveness. With the integrated solution in place, RBS was well poised to increase its market share through creative packaging of its product offerings, excellent customer service and rapid approvals.
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