SmartLender’s end-to-end Loan Origination System (LOS) and Collaterals and Limits Management System (CLIMS) are award winning solutions catering to the Retail, SME and corporate customer segments. Understanding the credit risks for different market tiers, SmartLender’s LOS and CLIMS have been designed for fast turnaround of loan approval, complex customer and obligor relationships, enable loan restructuring and credit reviews, provide single view of customers amongst others. SmartLender’s suite of products offers a single platform for analyzing and assessing credit risk information, thus enabling approving authorities within the bank to make informed decisions. SmartLender is also complete with ready interfaces to external credit agencies, and to core banking systems to retrieve information on loan utilization, conduct of accounts, and other pertinent information.
SmartLender supports retail banking operations such as auto financing, mortgage, credit cards and unsecured lending; and commercial and wholesale banking operations such as real estate transactions, overdrafts, term loans, as well as treasury and trade finance. |
