SmartLender Retail Origination

The leading Retail Lending Platform
  • Comprehensive Data Capture for all Application Types
  • Instant Duplicate Check
  • Powerful Campaign and Product Management
  • Credit Reports and Eligibility Checks
  • Aggregating Auto-Decisionning Information for Credit Assessment
  • Rules-driven Tailor-made document checklists
  • Road-show and Promotions Facilitation (Pre-Score)
  • User-specific Task Lists, Application Journal and Service Level
  • Agreements (SLA)
  • End-to-End Straight-Through Processing (STP)

Business Benefits

Better Customer Experience

Operation Efficiency is gained since RM does not need to create a proposal, if they know the pre-score result is not good. Credit Approvers are not bogged down with proposals that may not be in line with credit risk policies.

Holistic, Transparent & Interactive

Creation of Proposal starts when the RM gets “good qualification” and approval. Approvers able to see changes with SHOW DIFF function to display changes done for each rework cycle.

Integration & Auto Population of Data

Minimised Data Entry, data shall auto populate into the letter of offer and for straight through processing.