SmartLender Financial Analysis

The complete financial information and analysis solution

The SmartLender Financial Analysis solution provides a platform to solve the manual and inefficient ways to process Financial information by making use of technology to automate processes which are redundant in nature and allows manual intervention only when needed. It captures Financial Information in a consistent manner so as to make it understandable and based on industry standards.

Collect and Spread Financial data

Collect and Spread Financial data

  • Ability to manually Spread, and also load using pre-defined excel file or Scan financial report using OCR technology via integration with 3rd party tools.
  • Automatic Statement balancing and notify users intelligently in case of imbalance.
  • Copy Financial Statements for subsequent years to avoid general information re-entry & improve efficiency.
Cater to various Industry specific Financial Templates & Ratios

Cater to various Industry specific Financial Templates & Ratios

  • Industry specific set of Financial Templates available to cater to wide range of Business segments with associated Chart-of-Accounts.
  • Configuration ability to create new Industry Financial Template based on an existing template.
  • Financial Key ratios pertaining to every industry sector available for accurate and relevant decision making.
Perform Peer Comparison of the customer based on Bank’s data

Perform Peer Comparison of the customer based on Bank’s data

  • Comparison of the customer based on spread Financial data against the past data.
  • Peer Comparison Analysis report evaluation and decision making which enables the end-users to perform deep dive analysis by comparing the operating performance and valuation of the peer at the individual, group or industry-wide level.
Perform Scenario Analysis with Projections & Sensitivity Analysis

Perform Scenario Analysis with Projections & Sensitivity Analysis

  • Perform What-If Analysis based on past data and project the future using the projections feature and perform one or multi-period projection trends
  • For any projection made, use the data to perform Sensitivity Analysis to identify the key inputs where the uncertainty can be apportioned/distributed.

Business Benefits

Flexible and Efficient Financial Analysis

Improve Credit Decisioning and Operational efficiency

What-If Analysis based on Projections

Flexibility, Configurability & Management

Easy Integration with Host Systems

Manage Various Client Segments With Industry Standardized Financial Templates

Digital, Intuitive and Portable