SmartLender Pre-Qualification platform caters to the Customer assessment in an operationally efficient, simple, state-of-the-art and intuitive way to provide Banks and Financial Institutions the means to Originate & Manage their loans.
Customer Information/Demographics
- Ability to provide all the required details of the customer either by creating a new or sourced from Core Banking system to synch with the latest information and allow users to update information as per the need.
- Synchronization of the customer demographic information to the host systems to keep all the information in the latest state.
KYC Assessment - Customer Screening / Customer Due Diligence
- Fulfill the KYC objectives in a cost-effective way and automatic evaluation of the Customer’s associated risk level.
- Decide the reasonability of the customer by integrating with Credit Bureau system to get the customer information, based on which Lending decisions can be made.
Customer Eligibility and Limits checking
- Provide a set of checklists helping Banks analyze and understand based on certain criteria what is the customer’s eligibility for the loans request.
- Check the availability of Limits from Limit Management System to determine if the Limit is breached or there’s still room to utilize.
Business Benefits
