Overview
The ‘Next-Big-Innovation’ In Lending – Delivered Now.
Explore an open finance architecture-based pre-built solution suite that helps architect the Digital Lending Infrastructure of the future. SmartLender Toolkit is our Nexus of cutting-edge technologies to realize an advanced lending ecosystem.
Why The Nexus Of Next-Gen Lending?
Spotlight On SmartLender Toolkit
N
New-age Architecture
Toolkit accommodates current and emerging tech (big data, IoT, cloud, etc.), reducing infrastructure burdens on banks and FSIs.
EX
Experience That’s Seamless
API first approach enables smooth integration of toolkits into existing banking systems for digital lending infrastructure creation.
U
Unified Support Network
Ability to work with leading Analytics, Risk Management, Core Banking, and Lending applications – in a win-win working model.
X
Scalable & Reliable
Toolkits are proven technologies – reliable, responsive, and always secure. At the same time, they’re scalable with containers and/or microservices.
Open Finance Architecture
Framework At The Core
At Aurionpro, we envisioned the OFA philosophy 20 years ago and recognized the need to strengthen open-source capabilities – long before it became an industry trend.
Microservices, multiple Open Financial Business innovations, a versatile data framework, and support of configurable APIs – our toolkits are built on a robust technical architecture that’s proven, reliable, and can easily be integrated into banking systems.
Core Strength
Supports complex relationships between customers, facility limits, and collaterals (and one-to-many and many-to-many linkages between these three).
Key Benefits
-Ease of data management with different data types, agile workflow, open APIs, easy interfaces, etc.
-Scalable ML, NLP, and AI solution integrations
Application In Lending
-Aggregation for Single Counterparty Group Limit
-Identification of correlation risk
-Multi-currency and multi-country operations with data access protection
Core Strength
Supports complex relationships between customers, facility limits, and collaterals (and one-to-many and many-to-many linkages between these three).
Key Benefits
-Ease of data management with different data types, agile workflow, open APIs, easy interfaces, etc.
-Scalable ML, NLP, and AI solution integrations
Application In Lending
-Aggregation for Single Counterparty Group Limit
-Identification of correlation risk
-Multi-currency and multi-country operations with data access protection
Core Strength
Supports complex relationships between customers, facility limits, and collaterals (and one-to-many and many-to-many linkages between these three).
Key Benefits
-Ease of data management with different data types, agile workflow, open APIs, easy interfaces, etc.
-Scalable ML, NLP, and AI solution integrations
Application In Lending
-Aggregation for Single Counterparty Group Limit
-Identification of correlation risk
-Multi-currency and multi-country operations with data access protection
Core Strength
Supports complex relationships between customers, facility limits, and collaterals (and one-to-many and many-to-many linkages between these three).
Key Benefits
-Ease of data management with different data types, agile workflow, open APIs, easy interfaces, etc.
-Scalable ML, NLP, and AI solution integrations
Application In Lending
-Aggregation for Single Counterparty Group Limit
-Identification of correlation risk
-Multi-currency and multi-country operations with data access protection
– Detailing The Toolkits
Nexus Of Technologies To Embrace Next Gen Lending
• Share the common architecture, common front ends, and common data structure
• Each can be exposed as APIs for internal or external consumption
• Each toolkit can work individually or combined with other
• A toolkit is like a mini-product on its own
Know Your Customer
Ability to perform bank’s internal screening and external screening as part of KYC process
Approval Matrix
Ability to perform bank’s internal screening and external screening as part of KYC process
Origination & Approval
Ability to perform bank’s internal screening and external screening as part of KYC process
Product Management
Ability to perform bank’s internal screening and external screening as part of KYC process
Financial Analysis
Ability to perform bank’s internal screening and external screening as part of KYC process
Covenant Monitoring
Ability to perform bank’s internal screening and external screening as part of KYC process
Navigate The Nexus Impact
Tangible Outcomes On A Convergence Of Tech
SmartLender Toolkit is purposed for end-to-end lending infrastructure development. As a result, financial institutions can focus on banking innovation s and product design.
Business Impact
Process bottlenecks are addressed faster and with ease, improving the bottom line.
Cost Of Logs
Helps bring down the log aggregation bills.
Troubleshooting
Eases troubleshooting under a microservices environment.
Operations
Reduced operational challenges while adding microservices.
Skills
Reduced dependency on hiring skilled teams to build and manage a microservices architecture.
Data Management
Ease of eliminating data silos and managing and orchestrating data.
